Go Limitless with Niva Bupa ReAssure 3.0
Niva Bupa have launched its new Health Insurance Plan ReAssure 3.0 which is first of its kind health insurance plan in India.
Recently people were talking about taking top-up plans but now that concept went to the backseat recently when ICICI Lombard launched it’s Elevate Plan by giving Power Booster Sum Assured every year for continuing policy weather you have taken claim or not.
And now, Niva Bupa ReAssure 3.0 came up with it’s Mega Launch of UNLIMITED Sum Assured which will soon keep other Sum Assured based policies on backseat soon. This means that there is no Sum Assured Cap you can go limitless and claim upto any amount every year.
Here is a Quick Comparison of ICICI Lombard Elevate with Niva Bupa ReAssure 3.0
| Parameter | Niva Bupa ReAssure 3.0 | ICICI Lombard Elevate |
|---|---|---|
| 1. Sum Insured | Only Unlimited, No co-pay | 5L – Unlimited, No co-pay |
| 2. Co-pay | No co-pay | No co-pay |
| 3. Sublimits on treatment of disease | No | No |
| 4. Pre/Post Hospitalisation | 60 / 180 days | 90 / 180 days |
| 5. Pre-existing Disease Waiting Period | 145 diseases from Day 1 | 4 diseases from Day 1 |
| 6. Consumable Cover | Yes (with rider) | Yes (with rider) |
| 7. No-Claim Bonus | Not needed | 20% each year up to 100% + 100% each year |
| 8. Extra Feature | Premium Clock | One Unlimited Claim |
| 9. Premium (35 years, Zone 4) | ₹16,540 | ₹16,200 |
This is for education purpose to know plan suitability you can contact us, or read brochures and policy wordings.
Niva Bupa ReAssure 3.0 Brochure
ICICI Lombard Elevate Brochure
Health Insurance is very very important in today’s time as it not only helps in protecting our finances but also allows us to go ahead with the best treatment possible for ourself and our family members.
Don’t ignore taking the right health insurance coverage and secure yourself from medical bills.

Hi, I’m Managing Director at Gurpreet Saluja Financial Services Pvt. Ltd. Where I help my investors to invest in mutual funds and achieve their financial goals. I’m also a Value Investor and here I write about Personal Finance & Investing.


Very insightful article, helps make clear decision.. Indeed Niva Bupa has shocked the market with such an amazing plan..